5 Things Tennessee Homeowners Get Wrong About Flood Insurance
Many Tennessee homeowners assume their standard homeowners policy covers flood damage. It does not. Here are the five most common misconceptions we hear at Vallie…
Read MoreIndependent Insurance Agency — Greeneville, TN
One Bad Storm. One Wrong Policy. Don’t Find Out the Hard Way.
Most people don’t check their coverage until it’s too late. We’re the independent agency at 822 Tusculum Blvd that shops Erie, Progressive, and other top carriers — so you never pay for coverage you don’t need or miss the coverage you do.
We're Open Now — Call for Immediate Help
Erie Insurance — A+ Rated (A.M. Best)
Locally Owned Since 2000
4.9-Star Google Rating
Talk to a Real Person — Every Time
0
+
Years Serving Greeneville
0
+
Five-Star Google Reviews
0
/5
Average Google Rating
0
+
Communities Served
What Can We Help You Protect?
Click to explore coverage options. Every policy is tailored to your situation by a local agent who knows Greene County.
Personal Insurance
Auto, home, renters, life, umbrella, flood, motorcycle, boat — if it’s yours, we can protect it.
Explore CoverageBusiness Insurance
Liability, commercial auto, property, workers comp, cyber — protect the livelihood you’ve built.
Explore CoverageHealth & Benefits
Health insurance, Medicare, group benefits, annuities — coverage for every stage of life.
Explore CoverageHow Working With Us Is Different
Three steps to coverage that actually fits.
1
Tell Us What You Need
Call, stop by, or fill out our quote form. We’ll ask the right questions so we understand your full picture — not just what box to check.
2
We Shop Multiple Carriers
As an independent agency, we compare options from Erie, Progressive, and other markets. You see the real choices — not just one company’s answer.
3
You Choose With Confidence
We walk you through the differences in plain English. No jargon, no pressure. And when life changes, we’re here to adjust your coverage.
Find Out If You’re Covered
No obligation
No credit check
Takes 2 minutes
Why Greeneville Chooses Vallie Insurance
We’re not the biggest agency in East Tennessee. We’re the one that picks up the phone when you call and knows your name when you walk in.
-
Independent Agency We represent you, not one insurance company. That means real choices.
-
Erie Insurance Partner — A+ Rated Erie holds A.M. Best’s highest financial strength rating and retains over 90% of its customers year after year.
-
Serving Greeneville Since 2000 Over two decades of protecting families, businesses, and farms across Greene County.
-
4.9-Star Google Rating Over 100 five-star reviews from real clients who trust us with their most important assets. Read our reviews →
-
Claims Advocacy When something goes wrong, we don’t hand you an 800 number. We walk you through the claim and fight for your settlement.
Why Choose an Independent Agent?
See the difference between a captive agent (locked to one carrier) and Vallie Insurance.
Featured Partner
Erie Auto Insurance — Cheaper Isn’t Always Better
Most national carriers write 6-month policies and raise your rate after any change. Erie is different.
12-Month Policy
No 6-month surprises. Your rate is locked in for a full year — not 180 days.
ERIE Rate Lock®
Your rate stays the same year after year, even after a claim. Only YOU can change it.
YourTurn® Rewards
Safe drivers earn up to $260/year (teens) or $130/year (adults). No penalty for opting in.
Multi-Policy Discount
Bundle auto + home and save. Most clients save 15–25% with Erie multi-policy pricing.
What Our Clients Say
4.9 out of 5 based on over 100 Google Reviews
How Protected Are You? Take the 60-Second Quiz
Answer 5 quick questions and we’ll tell you where you might have coverage gaps.
When was the last time you reviewed your insurance coverage?
Do you have an umbrella policy that extends beyond your auto/home limits?
If your home was destroyed tomorrow, would your policy cover the full cost to rebuild?
Do you have a separate flood insurance policy?
Does your family have life insurance that would cover at least 10 years of income?
Proudly Serving East Tennessee
Our office is on Tusculum Blvd in Greeneville, but we serve clients throughout the region.
Greeneville
Mosheim
Tusculum
Chuckey
Baileyton
Afton
Mohawk
Bulls Gap
Rogersville
Morristown
Johnson City
Kingsport
Don’t see your town? We write policies throughout Tennessee. Give us a call — if we can help, we will.
Get Your Free Quote in 3 Easy Steps
No obligation. No pressure. A licensed agent will reach out as soon as possible.
No credit check
No personal info sold
Talk to a local agent
1
Coverage
2
Details
3
Contact
Insurance Tips & Local News
Practical advice from your Greeneville insurance team.
Erie Insurance Rate Lock: Why 12-Month Policies Save You Money
If you have ever been frustrated by a rate increase at your six-month policy renewal, Erie Insurance has a better approach. Here is how their…
Read MoreHow Much Auto Insurance Do You Actually Need in Tennessee?
Tennessee law requires minimum auto insurance coverage, but the legal minimums often leave drivers dangerously underinsured. Here is what you need to know about coverage…
Read More