One Bad Storm. One Wrong Policy. Don’t Find Out the Hard Way.
Most people don’t check their coverage until it’s too late. We’re the independent agency
at 822 Tusculum Blvd that shops Erie, Progressive, and other top carriers — so you never
pay for coverage you don’t need or miss the coverage you do.
Real scenarios, real outcomes. This is what having a local agent means.
Hail Storm
Roof Totaled After Spring Storm
A Greeneville family discovered their roof was destroyed after a hailstorm. Their Erie policy
included Guaranteed Replacement Cost — meaning they got a full new roof, not a depreciated check.
Full roof replacement covered
Auto Accident
Rear-Ended With Rate Lock
A Mosheim driver was rear-ended at a stoplight. Their claim was paid quickly, their car repaired —
and thanks to ERIE Rate Lock®, their premium didn’t go up at renewal.
Rate stayed the same after claim
Business Loss
Water Damage Closed the Shop
A burst pipe shut down a Tusculum Blvd business for three weeks. Their BOP policy covered
property damage plus lost income while they couldn’t open.
Property + lost income covered
How Protected Are You? Take the 60-Second Quiz
Answer 5 quick questions and we’ll tell you where you might have coverage gaps.
When was the last time you reviewed your insurance coverage?
Do you have an umbrella policy that extends beyond your auto/home limits?
If your home was destroyed tomorrow, would your policy cover the full cost to rebuild?
Do you have a separate flood insurance policy?
Does your family have life insurance that would cover at least 10 years of income?
Greene County traffic changes overnight when school starts. Here is what Tennessee law requires around school buses and school zones, and the auto coverage every carpool parent should double-check first.
If your truck works for your business, your personal auto policy may not cover it. Here is how commercial auto insurance works in Tennessee, where personal policies exclude business use, and which Greene County businesses need to review their coverage.
Term life rents you a death benefit; whole life buys one that never expires and builds cash value. Here is how a Greeneville agent explains the difference, and why most families are best served by a layer of both.
The Worst Time to Find a Gap in Your Coverage Is After a Claim
A 5-minute call with a local agent can save you thousands when something goes wrong.
No obligation, no pressure, no call center — just an honest review of what you have
and what you might be missing.